Protecting Profits. Supporting People.

Across the automotive industry, finance departments are the heartbeat of dealership performance. When those teams face burnout, turnover, or vacancies, everything slows down causing deals to stall, compliance risks, and profit loss.

Our Mission

To keep dealers profitable and supported through experienced, adaptable F&I coverage that strengthens performance and protects people.

Our Vision

We believe the future of dealership success depends on more than profit. It depends on stability, culture, and consistency across every department so automotive professionals can build meaningful careers, live balanced lives, and spend more time with their families.

Our Values

We built our company on values that shape every partnership, placement, and conversation.

Adaptable

Able to quickly integrate and add value in any dealership environment.

Impactful

Deliver measurable improvements to finance operations and profitability.

Experienced

Leveraging deep industry expertise to provide reliable, compliant, and revenue-driving support.

Reliable

Always dependable coverage.

Kind

Respecting employees and strengthening culture.

Feedback Loops

Continuous improvement through communication.

Why It Matters

Dealerships thrive when their people do. But finance departments are often the first to feel the strain of turnover, burnout, and short-term thinking.

Fractional F&I exists to restore balance.

We help franchised dealerships protect their profitability by keeping finance operations running smoothly, no matter what happens. At the same time, we give skilled professionals the chance to work sustainably without sacrificing performance or peace of mind.This approach builds stronger dealerships, happier teams, and a healthier industry overall.

Protecting profits and supporting people are not competing goals. They are the same mission.

Ready to Strengthen Your Finance Operations?

Whether you need reliable coverage or your next career move, Fractional F&I is here to protect profits, support people, and keep your dealership moving forward.